Syed Sadaf Sultan Syed Sadaf Sultan is the founder of Finprojections, a financial consultancy firm, and a former private equity investor based in Singapore. Why consolidation is crucial for Bangladesh’s banking future The non-performing loan (NPL) ratio in India stands at around 3 percent, while in Bangladesh, it has skyrocketed to a staggering 13 percent. 9 February 2025, 07:00 AM 9 February 2025, 07:00 AM