"They don't need any resource or advice from outside. Problems can be solved locally," he said while giving a talk on the 'Role of micro-credit in achieving MDGs' on Mumbai University campus yesterday.

Terming poverty as the artificial imposition on the poor, he said each of us has unlimited potentiality. "Seeds of poverty is lying in the concepts, when we can pull them out the world will be free from poverty."

The Nobel laureate said his micro-credit programme for the women was a protest to the conventional banking system, which does not give loans to the poor women.

Criticising those who consider the poor people not creditworthy, he said: "I want to ask them: 'Are you people worthy?'"

Advocating his social business and social stock market concepts amid applause by hundreds of faculty members and students at Marathi Vangmaya Bhavan of the University, the micro-credit guru said citizens can change rules and laws if they want.

He advised the students to prepare themselves for the social business to put poverty in the Museum of Mumbai for the future generation

Prof Yunus left Mumbai yesterday for Bahrain.